Practical guides
Green receipts (recibos verdes) and e-Fatura: credit for self-employed workers
What banks look at when your income comes from receipts, and how to organise your documents to show a solid track record.
30 de outubro de 2026 · 5 minProof of tax address: when you need it and how to obtain it
The address on your Citizen Card (Cartão de Cidadão), the address held by the Tax Authority (Finanças) and the address on your electricity bill do not always match. Find out when this matters.
20 de outubro de 2026 · 7 minDocuments for selling a house: the owner's checklist
A practical list of what to gather before putting your house on the market, to avoid delays between the promissory contract and the deed of sale.
6 de outubro de 2026 · 6 minProperty tax record (caderneta predial) vs permanent land registry certificate (certidão permanente do registo predial)
Two documents that many people confuse: one comes from the Tax Authority (Finanças), the other from the Land Registry Office (Conservatória). Find out what each one is for and when you need both.
22 de setembro de 2026 · 6 minHow to read the credit liabilities statement
What this Banco de Portugal document is, what it shows and how to interpret each column before submitting a credit application.
8 de setembro de 2026 · 7 minWhat documents the bank asks for when applying for a mortgage
A list, organised by group, of what banks usually ask for, so you can arrive at your first meeting with your application almost complete.